Vertice Services know that for a first time buyer, the world of mortgages and house buying can be hard to understand
What if you don’t have a huge deposit? And what if your credit rating is not so good? What about Help to Buy or Shared Ownership? We can help with all of your questions.
We work hard to stay on top of all the new products available for first time buyers so you don’t have to and we have access to some deals you simply won’t see online. All you need to do is talk to one of our mortgage advisors and we will point you in the right direction and take you through the process, step by step.
What are the benefits of getting advice for a first time buyer?
Getting your first mortgage is a scary prospect – but also exciting. It is worth understanding that this is the largest financial transaction you are ever likely to make, but that doesn’t mean it has to be the most difficult. By getting advice you can ensure you get all of the benefits you should:
- Access to mortgage products that only mortgage advisors know about
- Deals that are suitable for low deposits or adverse credit
- Advice on government schemes like Help to Buy
- Step by Step advice on the entire process from application through to the purchase and beyond
What to expect from your first time buyer meeting
Our mortgage advisors are highly trained and qualified professionals and will be able to help you find the best deals for you. All they need is a few details about your circumstances. This might include your income, your savings for the deposit, any debts, your usual outgoings and the details of any homes you might be interested in buying.
Armed with this information you will be given a range of mortgage deals that might suit you and the likely maximum amount you will get as a loan. This isn’t set in stone and will depend on the lender, but it is a very helpful way to understand how to move forward with your plans. Now all you need to do is choose the deal that you like best and make the application – the advisor will help you with that too.
Contact us to find out how we can help
Our mortgage advisors are specially trained to work with first time buyers who are looking to buy their first house. Just give us a call to set up your first meeting and they will explain exactly what you need to provide for that first meeting. We are looking forward to seeing you.