FINTECH

Visa’s Open Banking Push: Why Your Cross-Border Payment Strategy Just Changed

Your customers are about to bypass your cards entirely, and the biggest payment network in the world is leading the charge. Here’s something that might make you pause mid-sip of your morning coffee: Visa, the same company that built an empire on card transactions, just launched a UK platform that

Why Your SPI Application Just Got 40% Harder to Get Approved

The FCA approval rate for Small Payment Institution licences has dropped from 85% to 70% in two years, and if you’re planning to apply, you need to know what’s changed. Here’s something that might surprise you: getting an SPI licence used to be relatively straightforward. Back in 2023, roughly 85

Small Payment Companies Are Finally Getting Enterprise-Level Cross-Border Tools (And Why That Changes Everything)

The technology gap between what Fortune 500 payment companies offer and what a 20-person EMI can realistically build just got a lot smaller. If you’ve been running a small payment company for the past few years, you’ve probably had this conversation more times than you care to count: a potential

A Revolução de Proteção da FCA: Como o PS25/12 Transformará Suas Operações de MSB

Após anos de falências de empresas de pagamento, deixando os clientes com £ 65 a menos em cada £ 100, a FCA está finalmente usando o martelo regulatório que deveria ter chegado antes. O cemitério dos serviços financeiros está cheio de empresas de pagamento que prometeram manter o dinheiro dos

A Revolução de Proteção da FCA: Como o PS25/12 Transformará Suas Operações de MSB

Após anos de falências de empresas de pagamento, deixando os clientes com £ 65 a menos em cada £ 100, a FCA está finalmente usando o martelo regulatório que deveria ter chegado antes. O cemitério dos serviços financeiros está cheio de empresas de pagamento que prometeram manter o dinheiro dos

A nova realidade das sanções da OFSI: o que todas as empresas de pagamento transfronteiriço precisam saber

Quando a aplicação de sanções aumentou 200% em 2024 e as multas chegaram a £ 300.000, manter-se atualizado com as orientações do OFSI tornou-se uma questão de sobrevivência empresarial. Algo mudou na aplicação das sanções no Reino Unido este ano. O ritmo acelerou, as penalidades ficaram mais severas e a

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