FINTECH

UK SMEs Accelerate Shift to Fintech Amid Lending Constraints and Cross-Border Pressures

UK small and medium-sized enterprises (SMEs) are accelerating their adoption of fintech platforms as traditional banking constraints, elevated interest rates, and post-Brexit trade complexities reshape financial service demands. While inflation has moderated to 2.6% in March 2025, the Bank of England maintains a cautious monetary policy with a 4.5% base

PSD2, PSD3, and the FX Business: What’s Changing and Why It Matters

The European Union’s Payment Services Directive (PSD) has been a cornerstone of financial regulation, shaping the payments landscape across Europe. With PSD2 already in effect and PSD3 on the horizon, businesses in the foreign exchange (FX) sector must prepare for significant regulatory shifts. These changes are not just about compliance—they

Fintech and Banks: Can Collaboration Outweigh Competition?

Imagine a world where your bank not only understands your financial needs but also anticipates them, offering seamless digital solutions at your fingertips. This isn’t a futuristic fantasy—it’s the result of strategic partnerships between nimble fintech firms and established traditional banks. Introduction The financial landscape is undergoing a seismic shift.

Keeping Customers Close: Proven Strategies for Fintech Firms to Thrive in a Crowded Market

In a landscape where over two-thirds of consumers feel no loyalty towards fintech brands, how can your company become the exception? Introduction The UK’s fintech sector is a powerhouse, boasting approximately 3,168 firms and accounting for 11% of the global fintech industry. Despite this impressive growth, a staggering 68% of

The Role of APIs in Enhancing Fintech Services: Why They’re the Secret Sauce of Modern Finance

The API Revolution: The Silent Force Behind Fintech’s Rise You probably don’t think about APIs when transferring money, checking your banking app, or making an online payment. But APIs (Application Programming Interfaces) are working behind the scenes, making everything smooth, fast, and secure. Fintech firms have exploded in recent years,

UK Business Banking: What to Expect in 2025

Quick Overview The UK’s business banking world is changing fast. By 2025, we’ll see a very different landscape than what we have today. Traditional banks like Barclays and HSBC are competing with new digital banks like Monzo and Starling, while innovative fintech companies are creating entirely new ways to handle

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From the very first steps all the way through day-to-day management and growth, we will make your journey in the fintech industry smooth, jargon-free and straight forward. Get in touch with us 020 7328 8338 or email Rodolfo Basilio directly at: fintech@verticeservices.com

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