FINTECH

When you’re ready to buy or sell a payment institution in the UK , you’re making one of the biggest decisions in fintech. Whether you’re looking at a Small Payment Institution (SPI) or an Authorised Payment Institution (API), understanding the market can save you months of time and thousands in

Published: January 22, 2026 The UK payments industry just put its cards on the table. The Payments Association released its 2026 manifesto at the House of Commons with 77 policy recommendations that could reshape how payment institutions operate over the next two years. If you’re running a payment business, or

Last updated: 17 January 2026 Prime Minister Keir Starmer has made it official: financial services won’t be part of the UK’s push for closer alignment with the EU. While the government’s talking about “selective alignment” in other areas, the City of London and payment firms are staying outside that conversation.

The cross-border payments landscape is shifting faster than most people realise. If you run a small payment institution (SPI), authorised payment institution (API), or money service business in the UK, the next 12 months will fundamentally change how you operate and compete. Industry data shows three big things happening right

Your EMI’s banking relationship might be more fragile than you think, and the FCA’s latest findings reveal just how exposed small payment firms really are. Picture this: you’re running a growing EMI with 25 employees, processing millions in cross-border payments monthly. Everything’s humming along nicely until one Tuesday morning when

Your customers are about to bypass your cards entirely, and the biggest payment network in the world is leading the charge. Here’s something that might make you pause mid-sip of your morning coffee: Visa, the same company that built an empire on card transactions, just launched a UK platform that